An insurance-backed guarantee gives you complete peace of mind. As your roofer we are here to help and we look after any repairs ourselves under our own 10-year guarantee. The insurance-backed guarantee simply runs alongside that as a safety net, so your cover still holds even in the unlikely event our company is no longer trading. We arrange it through the Confederation of Roofing Contractors (CORC) at no profit to us.
The six things worth knowing about your insurance-backed guarantee.
We believe in being completely transparent with you. Daniel Scott Roofing receives no commission and makes no profit from your insurance-backed guarantee, and we are not permitted to. The price you pay is purely the cost of the cover itself, which is set and provided by the Confederation of Roofing Contractors (CORC).
We offer it for one reason: so that your roof stays protected and you have complete confidence in the work we have carried out. Whether you take one is entirely your choice, and we are always happy to talk it through with you.
When we complete work on your home, we give you a company guarantee. An insurance-backed guarantee is a separate insurance policy that runs alongside it, so your cover holds up even if our company is no longer around to honour it.
This is our promise to you. If a defect appears in the work we carried out, we come back free of charge to put it right for the length of the guarantee.
The only catch is that it depends on us still being in business. If a company stops trading, the guarantee it gave can no longer be honoured.
This is an insurance policy that sits alongside our company guarantee. If we cease trading, it steps in and covers your work for the remaining time on the guarantee.
Ceasing to trade means events such as liquidation, receivership, administration, winding up due to bankruptcy, state retirement, or the death of the owners.
An insurance-backed guarantee covers new work and the materials we install. A few things fall outside it, so here is the full picture.
The cost depends on the total value of your contract. These are the prices CORC charge for the cover, shown in full below.
| Contract value | Cost of the guarantee |
|---|---|
| Up to £5,000 From | £45.00 |
| £5,001 to £15,000 | £55.00 |
| £15,001 to £30,000 | £95.00 |
| £30,001 to £50,000 | £165.00 |
| Over £50,000 | Call us for a price |
Prices shown are for lived-in residential properties. Commercial guarantees for businesses, churches, schools and similar are quoted separately, so please ask us for a price.
It is best to let us know you would like an insurance-backed guarantee before work begins, so we can confirm everything is in place for you.
Let us know before work starts, ideally when you accept the quote, that you would like an insurance-backed guarantee for your project.
You can call the CORC office on the number below and select option 2 to confirm we are able to provide one for your work.
Once your completed work has been paid for in full, we can request the guarantee for you. Cover cannot be issued before then.
We request it from CORC and they send it to you, usually within 24 hours, by email or post. Just tell us how you would like it sent.
This is exactly what the insurance-backed guarantee is for. If our company is no longer trading, your completed work stays covered for the remaining time on the guarantee through the insurance policy, rather than relying on us being there to honour it.
No. We receive no commission and make no profit, and we are not permitted to. The price you pay is purely the cost of the cover itself, set by CORC. We offer it solely so that your roof is protected and you have confidence in the work we have carried out.
The guarantee covers the full 10 years (2 years for Solar PV). You must keep our company guarantee in place alongside it for the same period, otherwise the insurance-backed guarantee will be void.
No. It is an optional, paid-for service. It is not mandatory, so it is entirely your choice whether to take one. We are always happy to talk it through so you can decide what is right for you.
Once the work is paid for in full and we have requested the guarantee, CORC usually send it to you within 24 hours. Commercial guarantees for businesses, churches and schools may take a little longer. You can have it by email, by post, or both.
Yes. If you sell the property within the 10-year period, the insurance-backed guarantee is fully transferable to the new owner, which can be a real reassurance for a buyer.
CORC is the Confederation of Roofing Contractors. They are insurance brokers registered with the Financial Conduct Authority, and they provide and issue the guarantee. We are a vetted member, which is what allows us to offer their insurance-backed guarantees to you.
Have a question about your guarantee? Call the office and select option 2, and we will be glad to help.
The Confederation of Roofing Contractors 2000 Ltd, trading as CORC Insurance, are insurance brokers registered with the Financial Conduct Authority (FCA), Reg no: 968078. Insurance-backed guarantees are a chargeable service and are not mandatory by law. Cover is for new work and materials only and cannot include repairs, paints or resins. Work must be paid for in full before a guarantee can be issued. The ability to offer insurance-backed guarantees is subject to CORC vetting and credit checks and can change.
This page is a plain-English summary to help you understand your options. The terms of your insurance-backed guarantee are set out in the policy document issued by CORC.